• April 12, 2021

Odessa American: Money & Finance

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Your Cheat Sheet to Small Business Tax Breaks

(BPT) - After an extremely trying year, small business owners have a reason to rejoice — there are many tax breaks available due to the pandemic. The catch is knowing how to unearth these golden nuggets of tax savings. But you don’t have to become a tax expert overnight. You just need to know where to go for help.

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Recent Headlines

Thursday 04/08/2021
3 Ways Housing Counselors Can Help During a Pandemic
Posted: April 08, 2021

(StatePoint) While the tireless work of medical professionals, teachers and grocery store workers has rightfully been celebrated throughout the pandemic, you may be less familiar with the work of housing counselors. During a challenging year that exacerbated the U.S. housing crisis, those close to the situation say that housing counselors are the pandemic’s unsung heroes.

Wednesday 04/07/2021
Tips to Pay for College This Fall
Updated: April 11, 2021 - 2:30 am

(StatePoint) What does paying for college during life’s “new normal” and current economic climate look like? A new survey highlights parent plans and concerns regarding the upcoming 2021-2022 school year.

Thursday 04/01/2021
Military Families Make Financial Planning a Mission
Updated: April 07, 2021 - 2:31 am

(NewsUSA) - Military families are the foundation of our nation's security, and they deserve respect and support for their dedication and service to the country. And given the unique challenges and frequent unpredictability of a military lifestyle, proactive financial planning is especially valuable for military families.

Wednesday 03/31/2021
Historic level of funding available to help clinicians pay off student loan
Updated: April 11, 2021 - 2:30 am

(BPT) - The National Health Service Corps (NHSC), a federal government program administered by the Health Resources and Services Administration (HRSA), within the U.S. Department of Health and Human Services (HHS), received a historic $800 million from the American Rescue Plan Act signed into law by President Biden to support the largest clinician workforce in the program’s nearly 50-year history. The NHSC Loan Repayment Program helps medical, dental, and mental and behavioral health clinicians pay off their student loan debt in exchange for working in a Health Professional Shortage Area (HPSA) — or a defined geographic area with too few providers.

Business credit scores: 6 things every entrepreneur should know
Updated: April 11, 2021 - 2:30 am

(BPT) - Do you have a side hustle you're looking to grow? Are you a small-business owner wondering if you should use your personal credit for your business? Before you do, consider your business credit score. Whether it's a modest side gig or you're looking to expand your small business into a full-time, multi-person venture, it's important to understand your business credit score and how it can help you.

Tuesday 03/30/2021
Create a fulfilling long-term career with hourly work opportunities
Updated: April 11, 2021 - 2:30 am

(BPT) - With millions of Americans looking for employment, and the population now balancing different roles at home such as an employee, parent or caregiver, teacher and more, there is an increasing need for more jobs with flexible work schedules. Many are taking an opportunity to learn about the benefits of hourly employment. Not only do hourly positions offer flexibility, they also can set many up for a successful and productive career down the line.

Friday 03/26/2021
Being 55+ Has Its Advantages
Updated: April 06, 2021 - 2:30 am

(NAPSI)—The 55-plus crowd is more active than ever, continuing to stay in the workforce longer, growing in numbers—to the tune of 73 million and counting—and exerting an even greater economic impact. In fact, 55+ers are responsible for over half of U.S. consumer spending, according to AARP, contributing to the huge upsurge in online spending during the pandemic.

If you are one of these lucky ones—as in 55 or older—you may not realize that you are actually the envy of many. People in this age group can save thousands of dollars a year on everyday goods and services so make sure you know about ALL of the discounts available to you.

Whether planning for long-term savings for retirement or for short-term expenses like a post-pandemic vacation, saving money is front and center in today’s world. The good news is that there are so many great discounts created just for you that it makes it easy to save tons by paying attention to where you’re spending your money each month.

Here are some “55 and over” discounts to be on the lookout for—that you might not know about:

Auto insurance: Insurance companies sometimes offer discounts for good drivers over a certain age.

•Travel: It’s almost time to travel again so be sure to check for age-related discounts with major airlines, hotel chains, and rental car companies.

•Restaurants: Over 55? Ask about special days, nights or menu items at your favorite fast-food or fancy restaurant—even if it’s takeout.

•Wireless plans: Make sure that you are on a discounted 55+ plan—a failsafe way to save money each month.

Given that 55+ consumers are spending 30% more time on mobile devices than they did a year ago, having an affordable wireless plan that provides unlimited text, talk and data with additional valuable perks is huge. Take a look at T-Mobile’s 55+ plans that it offers to customers across the United States. Verizon and AT&T, on the other hand, only offer 55+ plans for customers who live in Florida (even though 92% of people in the United States who are 55 and older live outside of Florida). And T-Mobile recently announced that customers on a Magenta 55+ or Magenta MAX 55+ plan can have up to four voice lines on their account. 

Always pay attention to details when considering your choice in wireless plans. 

T-Mobile’s Magenta 55+ and Magenta MAX 55+ plans offer unlimited text, talk and data combined with:

•A guaranteed monthly rate that includes taxes and fees in the plan price—your price stays the same each month.

•Netflix on Us—Magenta 55+ plan includes Netflix on Us for families and its Magenta MAX 55+ plan includes Netflix Basic with one line or Netflix Standard with two lines.

•Scam Shield that helps protect people from phone scams, hacks and robocalls.

•Free stuff and discounts every Tuesday with T-Mobile Tuesdays.

•Unlimited texting and 2G data without roaming charges in 210+ countries & destinations. 

•America’s largest and fastest 5G network—which is like having WiFi on the road to send pics and stay connected. 

Added bonus: the MAX tier includes unlimited premium data, so you can’t be slowed down no matter how much data you use. 

It’s important to highlight that T-Mobile’s 55+ plans include Scam Shield because recently scammers have become even more aggressive, targeting people with phony COVID-19 vaccine information. Scam Shield protects its users against phone scams and robocalls—and it’s free for T-Mobile customers.

Learn More

For further information about the plans, visit www.t-mobile.com/55.

Article provided by T-Mobile, America’s supercharged Un-carrier.

 

Wednesday 03/24/2021
Tax Prep Tips You Need Now from Financial Pros
Updated: March 30, 2021 - 2:31 am

(NewsUSA) --Tax time is just around the corner, and although many people still face various degrees of financial upheaval in the wake of the ongoing Coronavirus pandemic, the IRS now says that taxes are due a bit later this year -- on May 17, 2021. If you haven't started organizing your tax materials, the time is now.

Odessa, TX

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Your Extended Forecast

Today

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High 90°/Low 57°
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Light rain early. Highs in the low 60s and lows in the upper 40s.
Online Features

Pet Central

pets

Having a pet is a lot of responsibility, and we’ll help by giving you lots of tips and tricks! More >>

Fitness

Fitness

Our fitness articles will help teach you how to work out with gym- and home-based exercises. More >>

Crosswords

Crosswords

Enjoy the crosswords challenge in our free daily puzzles, from the harder Sunday crossword to the quicker daily. More >>

Sudoku

Sudoku

Every Sudoku has a unique solution that can be reached logically. Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9. More >>




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