Allstate recently released a list of stormiest counties in Texas over the past 10 years, ranking Midland County third.
Collin and Denton counties were ranked first and second, respectively, on the list of highest frequency of wind- and hail-related property damage claims over the past 10 years, a news release from Allstate said.
The list shows El Paso took the number four spot while Lubbock took 12. Ector County was not listed in the top 25 counties Allstate listed in the release.
“There are no areas of the state that are spared by severe weather. The stormiest counties are truly found in every corner of Texas,” Midland Allstate agent Pam Nichols said in the release. “It’s important for families to take precautions to protect themselves and their belongings from severe weather events.”
In order for Texans to better prepare for natural disasters, Allstate recommended several “before the storm” tips including:
- Clean out your garage and yard. Take steps to reduce risks of damage to your property like having a spot for your car during a hail storm and removing dying tree limbs and outside furniture that can go airborne during a wind storm.
- Make a family plan. Create a safety plan with your family and know the prepared areas to take shelter in case of a tornado. Visit emergency management websites to help you come up with a plan before a catastrophe.
- Take stock of your stuff. Walk through your home with a video or still camera to create a record of what you have and where it is in your house.
- Call your insurer. Locate your current insurance information and reach out to your insurer for a yearly coverage check-up. Review your policy with your agent to make sure your coverages meet your current needs.
In the unfortunate event of a storm, Allstate also recommended several tips to help customers begin the recovery process including:
- Make temporary repairs. Make reasonable temporary repairs to prevent further damage. Save the receipts for temporary hope repairs as these expenses may be reimbursed as part of your homeowner’s policy. Your adjuster will need this information.
- Document damages. Inventory your home and list damaged items before your adjuster arrives. An inventory can help facilitate the claim process after a disaster.
- Research contractors. Work only with licensed, bonded and insured contractors and have them provide you with documentation. Check with your local Better Business Bureau to see if any complaints have been filed against contractors you are considering.